Finance Hub
Compare current loan rates, calculate EMIs, and read practical guides before financing your next gadget. Informational only — we are not a lender.
💡 Monthly budgets love EMIs, but only the well-chosen ones — card EMI conversions, consumer durable loans and BNPL each price risk differently, and the cheapest route changes with amount and tenure. Our finance hub keeps current bank rates and guides in one place — worth a look before checkout.
Compare Bank & NBFC Rates
Rates last updated: 15 Jul 2026 · verify with the bank before applyingConsumer Durable Loans
| Lender | Interest Rate (p.a.) | Processing Fee | Tenure |
|---|---|---|---|
| Bajaj Finserv | 13.00% – 24.00% | ₹99–₹599 | 3–24 months |
| HDB Financial Services | 14.00% – 26.00% | Up to 3% | 3–24 months |
Credit Card EMI
| Lender | Interest Rate (p.a.) | Processing Fee | Tenure |
|---|---|---|---|
| Major Card Issuers (typical) | 12.00% – 18.00% | ₹99–₹500 per conversion | 3–24 months |
Personal Loans
| Lender | Interest Rate (p.a.) | Processing Fee | Tenure |
|---|---|---|---|
| HDFC Bank | 10.85% – 21.00% | Up to ₹6,500 | 3–72 months |
| ICICI Bank | 10.85% – 16.65% | Up to 2% | 12–72 months |
| Kotak Mahindra Bank | 10.99% – 16.99% | Up to 3% | 12–72 months |
| IDFC FIRST Bank | 10.99% – 23.00% | Up to 2% | 9–60 months |
| Axis Bank | 11.10% – 22.00% | Up to 2% | 12–84 months |
| State Bank of India | 11.15% – 14.30% | 1.5% (min ₹1,000) | 6–72 months |
| Tata Capital | 11.50% – 19.25% | Up to 3.5% | 12–72 months |
Indicative ranges compiled from public lender information. Actual pricing depends on your credit profile. We are not a lender and earn no commission from the lenders listed unless explicitly marked "Sponsored".
EMI Calculator
Tenure-wise EMI breakup with total interest cost.
✅Loan Eligibility Quiz
3 quick steps to gauge where you stand.
📈Credit Score Guide
Check your CIBIL free & improve it in 6 months.
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Read guide →Illustrative information only; we are not a lender.